Best High Interest Savings Accounts 2024

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All of these bank accounts listed have no fees and are FDIC insured for up to $250,000. If any of them have minimums, or geographic limitations I listed them. -Updated- July 22, 2024.

• Flagstar  – 5.55% savings (minimum $25k, guaranteed for 5 months)
• MyBankingDirect – 5.45% APY savings
• Eagle Bank – 5.35% savings
• Brio – 5.30% high yield savings (minimum $5,000 to open)
• Climate First Bank – 5.34% checking or money market
• Western Alliance – 5.31% high yield savings
• Vio Bank – 5.30% APY money market
• Forbright Bank  – 5.30% savings
• TotalDirectBank – 5.26% money market (balances $2,500-$500,000; not available in FL)
• UFB – 5.25% APY savings account
• CFG Bank – 5.25% APY high-yield money market (minimum $1,000)
• Evergreen Bank – 5.25% high yield online savings
• Newtek Bank – 5.25% savings
• Jenius Bank – 5.25% savings
• VirtualBank – 5.25% APY eMoney Market
• Republic Bank – 5.21% APY money market (minimum $2,500)
• Modern Bank – 5.20% high yield money market (minimum $100,000)
• TradeUp – 5.20% Cash+ program
• Comenity ‘Bread’ – 5.15% APY savings
• Laurel Road – 5.15% high yield savings
• Western State Bank – 5.15% APY money market
• Pacific Western – 5.15% savings ($5,000 minimum)
• Credit Karma Savings – 5.10% APY
• Public – 5.10% high yield cash account
• Bask Bank – 5.10% APY savings
• PopularDirect – 5.05% APY savings
• BankPurely – 5.05% APY money market (minimum $25,000)
• EverBank (TIAA) – 5.05% APY yield pledge savings
• TAB Bank – 5.02% savings
• Salem Five Direct – 5.01% APY eone savings
• CIBC – 5.01% APY savings (minimum $1,000)
• CIT Bank – 5.00% platinum savings ($5,000 minimum)
• Betterment – 5.00% saving account
• Quontic – 5.00% money market
• Webull – 5.00% cash management account
• mph – 5.00% savings
• Merchants Bank – 5.00% APY money market
• One Finance – 5.00% savings ($5,000 minimum, $100,000 max)
• Wealthfront – 5.00% APY cash account
• Lending Club Banking – 5.00% APY savings
• Northern Bank Direct – 4.95% APY premier money market
• First Foundation – 4.90% APY money market
• Wise – 4.95% interest feature
• Synchrony – 4.75% APY savings
• Milli – 4.75% savings account (requires mobile app)
• Styl Bank – 4.75% APY
• FNBO Direct – 4.75% online savings
• Empower/Personal Capital  – 4.70% APY cash account
• Sallie Mae – 4.65% APY money market
• PNC – 4.65% high-yield savings (select areas)
• Vanguard – 4.60% Cash Plus account
• Usalliance – 4.55% APY high dividend savings
• E*Trade – 4.50% APY savings
• Prime Alliance – 4.50% savings (minimum $10,000)
• Citizens Access – 4.50% APY savings account
• Barclays – 4.50% tiers savings (minimum $50,000)
• Colorado Federal – 4.45% APY savings
• Apple Card/Goldman Sachs – 4.40% savings
• Marcus Bank – 4.40% APY savings
• Live Oak Bank – 4.40% APY savings
• Barclays – 4.35% APY savings
• Mysavingsdirect – 4.35% APY savings
• Citibank – 4.30% APY savings
• Synchrony Paypal version – 4.30% APY savings
• SFGI – 4.26% APY savings
• Discover – 4.25% APY savings
• U.S. Bank – 4.25% elite money market (minimum $25,000)
• Capital One 360 – 4.25% APY savings
• American Express – 4.25% APY savings account
• Ally Bank – 4.20% APY savings or money market
• Fidelity Bank – 4.00% savings