With the low rates these days most bank accounts are close to 0% interest earned on your savings. All of these bank accounts listed have no fees and are FDIC insured for up to $250,000. If any of them have minimums, or geographic limitations I listed them. Many banks are lowering rates, so I will continue to update this as they change.
- T-Mobile Money – 1.00% APY savings for anyone (4% on $3,000 for T-Mobile customers)
- Paramount Bank – .85% high interest checking
- Customers Bank – .80% APY Ascent money market (minimum $25,000)
- Merchants Bank – .75% APY money market
- CFG Community – .72% APY high-yield money market (minimum $25,000)
- Connectone – .70% savings ($2,500 minimum to $250,000 maximum)
- MutualOne Bank – .70% APY savings
- SFGI – .67% APY savings
- Vio Bank – .66% APY savings account ($100 minimum)
- Affirm – .65% APY savings
- TAB Bank – .65% savings
- BrioDirect – .65% money market (minimum $25,000)
- Salem Five Direct – .61% APY savings
- Axos – .61% savings
- Synchrony – .60% APY savings
- First Foundation – .60% savings
- Popular Direct – .60% APY savings (minimum $5,000)
- Live Oak Bank – .60% APY savings
- Prime Alliance – .60% savings (minimum $10,000)
- Western State Bank – .60% APY money market
- Spectrum CU – .60% money market (minimum $2,500)
- Comenity – .60% APY savings
- BankPurely – .55% APY money market (minimum $25,000)
- iGoBanking – .55% money market (minimum $25,000)
- Sallie Mae – .55% APY money market
- Alliant Credit Union– .55% APY savings
- PenFed – .55% APY premium savings
- Valley Direct – .55% APY savings ($5,000 minimum) -AL, CT, DC, DE, FL, MD, NJ, NY, PA, VA, WV
- Sallie Mae – .55% APY or higher smartypig account (.80% first $10,000)
- CIBC – .52% savings (minimum $1,000)
- Bank7 – .50% APY savings & money market account
- Ally – .50% APY savings
- Northern Bank – .50% money market
- TotalDirectBank – .50% money market (balances between $2,500 and $500,000)
- Star One CU – .50% APY money market
- Rising Bank – .50% savings account (pays monthly)
- Colorado Federal – .50% APY savings (.60% for new customers)
- Chime – .50% savings
- Simple – .50% APY in their ‘Protected Goals’ savings account
- American Express – .50% APY savings account
- CIT Bank – .50% APY money market account
- CitizensAccess – .40% APY savings (minimum $5,000)
- Marcus by Goldman Sachs – .50% APY savings
- All America Bank – .50% APY on balances up to $50,000
- Redneck Bank – .50% APY money market on balances up to $50,000
- Level Bank – .50% APY checking account
- Barclays – .45% APY savings
- Dollar Savings Direct – .45% APY savings
- MySavingsDirect – .45% APY savings
- Emigrant Bank – .45% APY savings
- VirtualBank – .45% APY eMoney Market Account
- Credit Karma Savings – .40% APY
- BrioDirect – .40% savings
- Envision – .40% APY savings
- Bank5 Connect – .40% APY savings
- FNBO Direct – .40% APY savings
- Axos/Nationwide – .40% APY savings
- Capital One 360 – .40% APY savings
- NBKC – .40% ‘everything’ account and money market account
- MutualOne – .40% APY Advantage checking (minimum $50,000)
- EBSB Direct – .40% money market ($10,000 – $200,000)
- PurePoint – .40% APY savings account (minimum $10,000)
- Betterment – .40% saving account
- Wealthfront – .35% APY cash account
- Radius Bank – .25% APY savings (minimum $25,000)
- WebBank – .25% APY savings ($1,000 minimum)
- Northfield Bank – .25% APY platinum savings
- Investors Bank – .20% money market
- Empower Banking – .20% APY savings
- HSBC Direct – .15% APY savings
- Personal Capital – .05% APY cash account
- E*Trade Bank – .05% premium savings
- Robinhood – .30% APY account